Eliminate Revenue Leakage in Your Payment Stack
Tilled charges 0.8% of every ACH transaction. That's a percentage markup on a payment type that costs a flat amount to process. ACH should be flat-fee — your margins shouldn't shrink as your volume grows.
| TYPE | COUNT | GROSS | FEES | NET |
|---|---|---|---|---|
| Charges | 415,088 | $43,211,047 | -$1,377,644 | $41,833,400 |
| Refunds | 13,487 | -$1,403,996 | -$4,046 | -$1,408,042 |
| Disputes | 2,906 | -$302,514 | -$29,060 | -$331,574 |
| Payouts | 65 | $41,504,535 | -$1,410,764 | $40,093,771 |
Volume
$284K
+12%
Rev Share
$8.5K
+18%
Merchants
142
+6
Monthly Processing Volume
See Your Margin Recovery
Adjust the sliders to see exactly how much Tilled's percentage model is costing you.
You are losing $350,001 annually to percentage-based ACH markups. That's capital you could be reinvesting in your product.
Tilled vs. PayRight
| Feature | Tilled | PayRight |
|---|---|---|
| ACH Fees | 0.80% per transaction | $1.50 Flat Fee — always |
| Credit Card Model | 2.9% Blended Rate | Interchange Plus (True Cost) |
| Account Management | Ticket-Based Support | Dedicated Human Partner |
| Profit Structure | Shared Percentage | Full Margin Control |
| Scaling Impact | Costs Grow with Volume | Cost-per-Transaction Stays Flat |
| Onboarding | 2–4 weeks | 1–2 weeks |
| White-Label | Limited | 100% Branded |
Why Percentage ACH is a Trap
ACH processing costs the bank a flat amount regardless of the transaction size. Charging a percentage on a $2,000 invoice payment is a legacy markup that serves the processor, not the software vendor.
We pass those savings directly to your bottom line. Your merchants benefit. Your margins expand. Your product becomes more competitive.
Predictable Costs
No surprises. $1.50 per ACH transaction, every time.
Margin Expansion
As transaction volume grows, your cost-per-transaction stays flat.
Competitive Advantage
Lower costs = better pricing for your merchants = higher retention.
Built for Enterprise
PCI DSS Level 1
Your servers never touch a card number. Full tokenization handled on our end.
Instant Onboarding
API-driven underwriting approvals in under 10 minutes. No manual reviews.
Developer-First
Clean REST APIs, comprehensive docs, full sandbox environment.
White-Label Ready
100% branded checkout, reporting, and merchant portal.
Optimized for High-Ticket Industries
Daycare, Legal, Medical, and other industries where average transactions exceed $1,000.
When your average transaction is $1,000+, a percentage-based fee is a growth penalty.
Our flat-fee model ensures that as you scale, your margins expand. In the Childcare space, this typically saves platforms $10+ per student, per month.
For Legal and Medical verticals processing $2,000+ invoices, the savings compound even faster—turning what used to be a 0.8% tax on growth into predictable, flat infrastructure costs.
Frequently Asked
Flat-fee ACH charges a fixed amount per transaction (e.g., $1.50), regardless of transaction size. Percentage-based pricing (like Tilled's 0.8%) scales with volume, meaning your costs grow as your business grows. For high-ticket transactions, flat-fee is dramatically cheaper.
Yes. We offer Interchange Plus pricing for credit cards, meaning you pay the true interchange cost set by the networks plus a small, fixed markup. This is far more transparent than blended rates.
Most integrations go live in 1–2 weeks. We provide full API documentation, sandbox access, and a dedicated technical partner to support your team.
No. You can run both processors in parallel during a transition period. We handle all the compliance and underwriting — your job is just to integrate the SDK.
No minimums. Whether you process $1M or $500M annually, the pricing is the same. We're built for SaaS platforms at every stage of growth.
Schedule a call with our partnership team. We'll model your exact scenario and show you the margin recovery opportunity.
Ready to Recover Your Margins?
Schedule a 30-minute call with our team. We'll model your exact scenario and show you the margin recovery opportunity.
No setup fees. No long-term contracts. Flat-fee pricing starts from day one.